KYC Analyst

Coinflow

Coinflow is the next-generation payment service provider revolutionizing global financial infrastructure with stablecoins, AI-driven fraud prevention, and instant settlement. Coinflow enables businesses to grow faster with instant settlement, fraud & chargeback indemnity, global pay-ins, multi-currency FX, and unified payouts. Founded in 2023, the company serves marketplaces, fintechs, remittance providers, gaming platforms, and ecommerce merchants worldwide.

Since our seed round in 2024, we’ve achieved 23x revenue growth and scaled to multi-billion-dollar annual transaction volume. In response to this growth, Coinflow announced a $25M Series A in October 2025—led by Pantera Capital, CMT Digital, Coinbase Ventures, Jump Crypto, and Reciprocal Ventures—accelerating our mission to power the world’s fastest-moving businesses with innovative, reliable global payments.

Coinflow is proudly headquartered in Chicago, IL. Learn more at coinflow.cash.

The Role

As a KYC Analyst, you will be responsible for overseeing the Know Your Customer (KYC) and Know Your Business (KYB) lifecycle for our merchants. This role is critical to ensuring Coinflow remains compliant while enabling smooth onboarding.. You will conduct thorough reviews and manage ongoing program requirements, while also identifying gaps and opportunities to improve our processes. You will develop SOPs, design and implement new workflows, and partner closely with Product and Engineering to drive product changes, tooling improvements, and automation. You will help protect our platform from regulatory and compliance risks, collaborating closely with internal teams across Compliance & Risk, Engineering, Integrations, Support, etc.

What You'll Do

KYC/KYB Reviews: Own KYC/KYB reviews throughout merchant onboarding, ensuring compliance with applicable requirements while identifying opportunities to improve review quality, efficiency, and scalability.
EDD Reviews: Manage Enhanced Due Diligence (EDD) reviews of KYC information during merchant onboarding, knowing the escalation paths for executive or leadership review or sign-off as needed.
Product Expansion: Handle post-onboarding merchant requests for product or regional expansion, which may require conducting additional KYC/KYB or enhanced due diligence reviews to ensure compliance with new jurisdictional standards.
Periodic Reviews & Recordkeeping: Oversee ongoing KYC/KYB maintenance and periodic reviews, ensuring merchant records remain complete and current and coordinating collection of updated documentation as needed.
Program Management: Drive KYC/KYB initiatives as Coinflow expands into new regions, products, and banking relationships, translating new requirements into operational processes, controls, and playbooks working alongside Global MLROs and Underwriting Team.
Collaboration: Serve as a subject matter expert for internal stakeholders by providing guidance on KYC documentation requirements and resolving compliance-related inquiries across the organization.
KYC Reliance Reviews: Perform compliance assessments of partner KYC/AML programs for merchants utilizing third-party verification, ensuring alignment with Coinflow's reliance standards prior to integration.

Required Qualifications

2+ years of experience in KYC/AML within fintech, payments, or banking.
Subject matter expertise with different jurisdictional compliance requirements and KYC/KYB for business entities and individuals.
Familiarity with fraud signals and the ability to detect these during KYC review.
Develop and manage program-level processes and requirements with a view toward growing into a team lead position.
Strong communication skills and comfort operating in ambiguous, fast-paced environments.
Bachelor's degree in Political Science/Liberal Arts, Business, Economics or a related field.

Preferred Qualifications

Experience working with KYC/KYB platforms such as Persona, Middesk, Sumsub, or similar identity and business verification tools.
Familiarity with KYC/KYB and AML requirements across the US, Canada, EU, LATAM, or other international markets.
Experience in payments, fintech, banking, or another highly regulated, high-growth environment.
Familiarity with bank, acquirer, or payment partner compliance requirements and due diligence expectations.
Experience building or improving KYC/KYB workflows, SOPs, controls, and operational processes.
Background in high-growth payment companies and knowledge of banking partner requirements.

Know Your Customer (KYC) Analyst

Westinghouse Electric Company

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Opportunity Overview:

The KYC Analyst supports the annual Know Your Customer (KYC) verification process for an energy trading firm. You will collect, validating, and documenting customer and counterparty information observing internal policies, regulatory expectations, and risk-based due diligence standards.

This role partners with Commercial, Credit, Trading Operations, Legal/Compliance, and Risk teams to ensure timely completion of periodic reviews, accurate customer records, and clear audit-ready documentation. You have, comfort working with deadlines and data, and an interest in financial crime prevention and counterparty risk within commodity/energy markets.

Your Day-to-Day:

Help with annual KYC refresh / periodic review activities for customers, counterparties, and vendors (as applicable).
Request, collect, and review KYC documentation (e.g., corporate formation documents, ownership structure, tax forms, authorized signers).
Perform customer identity and entity verification, including screening for sanctions, adverse media, PEPs, and watchlists using approved tools.
Validate beneficial ownership, control persons, and key principals; escalate discrepancies and
higher-risk findings to senior analysts or Compliance.
Maintain accurate KYC profiles in internal systems (CRM/KYC platforms), ensuring documentation is complete and audit-ready.
Track case status, follow up on outstanding items, and support reporting for completion metrics and upcoming renewals.
Apply risk-based procedures and internal standards to classify counterparties (e.g., risk tiers) and recommend next steps.
Support internal and external audit requests by retrieving evidence and summarizing review decisions.
Contribute to continuous improvement initiatives (checklists, templates, process documentation) to streamline annual verification cycles.
Collaborate with front office and enabling functions to resolve exceptions and keep onboarding/refresh timelines on track.

KYC Compliance Analyst

United Texas Bank•Dallas, TX

Position Summary: The KYC Compliance Analyst supports the execution and continuous improvement of the Bank’s Know Your Customer (“KYC”) compliance program and contributes to the success of the overall compliance program.

Essential Duties and Responsibilities: To perform this job successfully, an individual must be able to perform the following satisfactorily; other duties may be assigned. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

Support the execution and continuous improvement of the Bank’s KYC compliance program including the Customer Identification Program, Customer Due Diligence (“CDD”), Enhanced Due Diligence (“EDD”), and Customer Risk Assessment policies, processes, and procedures.
Execute CDD and EDD reviews and provide evidence-based recommendations to support decision making and action.
Contribute to the enhancement of the Bank’s compliance program including identifying opportunities and making recommendations for improvement of processes, controls, and technology.
Contribute toward the enhancement of compliance-related information and analytical tools for KYC including transitioning from manual to automated processes and controls where possible. This also includes contributing to the compliance technology strategy and providing recommendations on configuration and enhancement of existing applications.
Identify, analyze, and escalate compliance risks, risk events, and policy or procedure violations, provide recommendations for remediation including actions to address root causes, and monitor and report on execution and effectiveness of remediation plans.
Contribute to the design and execution of compliance training as needed.
Contribute to the design and execution compliance risk assessments and reviews as needed.
Support various committees by creating charts and tables and by drafting memos for presentations.
Perform other related duties to benefit the mission of the organization.

Knowledge, Skills & Abilities: The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

Minimum 2 years’ experience in a similar role.
Familiar with relevant banking regulations and industry best practices.
Experience with compliance analysis and management tools (e.g., Actimize, Ocean Systems, etc.)
Strong understanding of data analytics using Microsoft Excel’s pivot tables, v-lookups or other similar data analysis tools.
Proficient using other Microsoft office software.
Possess superior analytical and critical thinking skills
Must have strong attention to detail and organizational abilities
Excellent communication and teamwork skills
Exceptional follow-up and follow-through mindset and abilities

Certifications and/or Licenses:

Certified Anti-Money Laundering Specialist (CAMS), Preferred